Houston Business University - Student Financial Aid Knowledge Base

Student Financial Aid Knowledge Base

How much does the government spend on student financial aid? I'm doing some research on government expenditures for financial aid for a paper, and I was wondering how much does the government spend on student aid annualy? Please give a specific answer

Can a financial aid office deny a student financial aid for taking a long time to finish at a 2 year college? Can a financial aid office deny a student financial aid if that student took about 8 years to complete IGETC at a 2 year college to transfer to a university? (The student dropped out of college due to being homeless for a while and then went back to college and for other reasons such as this) Are there requirements on how old a student can be to recieve financial aid ? The student still needs to a complete a few more classes though in order to be able to tranfser.

Can a person still get financial student aid if they have bad credit? Is having bad credit deter someone from getting financial aid or a student loan for school?

Does applying for student financial aid affect my credit score in any way? Im looking into applying for student financial aid through FAFSA, will that affect my credit score in any way?

Can someone earn cash for live apply student financial aid and student loan? can someone earn cash for live apply for financial aid and student loan ? have SS# never filed tax return. no parents in US ... Is it possible to apply for financial aid and student loan?

What is EFC and Student Need for financial aid? On my student financial aid portal for my school is says my EFC is 0.00 and my student need is $17,263. What does the student need part mean? How much money I will get?

What are great good sources of student financial aid? Excluding FAFSA and Sallie Mae, where can I find reliable options for student aid?

Do universities compete for student financial aid? If universities compete for student financial aid. How do they compete and why is it necessary?

Is my student financial aid gonna be garnished? Is my student financial aid gonna be garnished? Here's the situation. I have a substantial debt that I can not repay. Monday they froze our checking account. I am going to school in the fall; recieved a grant, scholarship and a loan to help pay for the costs. Can they take that too?

Where can i get a student financial aid? I am from Namibia and am studying Product design in the U.K. (scotland). Where can i find financial aid, for international students?I'm doing my first year at the moment.

Do I have to file a tax return for federal student financial aid? no other income in 2007 just received student financial aid do i need to file?

can i get the student financial aid if my parents are not US citizen? my name is malinda im 19 years old.. im a us citizen but not my parents.. i lived in indonesia since i was a baby till i finish my junior high school.. and i finish my high school in taiwan.. .. i just came here about 2 month and wantetd to collage that i can't afford.. my parents divorce sinse i was a baby, my father lives in indonesia and my mother in taiwan.. i go to FAFSA.ED.GOV to aply an student financial aid, but they said i need to give them at least one of my parents information... and they have to sign the aplication if its on paper.. or they can also aply for a pin number if i aply by electronic.. the problem is they not here, so they can't sign the aplication and they didn't have a social security number so they can't aply the pin number.. i also did'nt contact them for a long time for some reason.. but FAFSA said i can't aply as an independent student... so... is there anybody have an idea what should i do?

Possible to get enough student loans/financial aid to go to Community College full time? I just applied to WWU, CWU, and EWU (Washington St. Colleges) but incase I can't get in I was wondering if it's possible to get enough financial aid/student loans to go to school full time at a community college and not have to worry about working.

What is the difference between state and federal student financial aid? I was looking into FAFSA and the state financial aid deadline is march 1 for my state but then the federal financial aid is in june. I understand the money comes from the state or the federal gov, but why different dates for the same application?

What is financial aid, student loans, grants, et cetera? What exactly is financial aid? Do you have to pay back the money given to you? Same thing for student loans and grants. If I have a job, does that decrease the amount of money I'll be receiving for financial aid, student loans, grants and scholarships?

Where can I find information about Financial Aid & Student Loan Maximums? Where (online) can I find information about the federal limits for Financial Aid & Student Loans. I know that schools are able to offer you differing amounts, but I am interested in seeing what the federal maximums imposed on the schools are. I hope that makes sense. Thanks for your help.

If someone claims me as a dependent on their taxes, can this affect my student financial aid? I'm divorced and had very little income in 2005. My ex would like to claim me as a dependent on his taxes. Would that effect the amount and kind of aid I can receive in student financial aid?

Bankruptcy will it take my student financial aid refund? I have filed Bankruptcy Chapter 7 just recently. I am due a refund check here soon from financial aid that was left over. Will I get to keep my refund check or will I be expected to pay it for debt? 4 hours ago - 4 days left to answer.

A lot of student financial aid/loan applications want information about my parents' finances? It seems like every financial aid or loan package I look at wants information about my parents' finances as well as my own. For personal reasons, I am not on good terms with my parents. I see them only a few times a year for holidays at relatives' homes. I do not want them to be involved in financing my education, and even if I asked, they would not be willing to contribute. What am I supposed to do in this situation? Also, please no judgment on my relationship with my parents.

Does being on welfare make you more likely to get student financial aid? when you fill out the application for federal financial aid for college it asks if you or anyone in your household have ever been on welfare. Does this make you more or less likely to get more aid?

Do student financial aid packages increase each year? does the school make the aid packages bigger for the student, as they go further up in the year. meaning whatever they had freshman year, they get a little more sophomore year? because from what i know, students increase the workload each semester/year.

How can a college student get financial aid if he/she is undocumented? Can she start the legalization process? I'm currently a 3rd year UCLA student pursuing a career in medicine. My family came to the US from the Philippines in 1993 under my dad's L-1 Visa. I graduated from my high school at the top of my class, have worked numerous jobs, pay for my car, rent, and even have my own online jewelry business. HUGE problem though -- I'm undocumented and am unable to get financial aid. My father's visa expired some time ago and because of problems with INS papers, the visa is now out-of-status and our case cannot be appealed. I DO have a social security number, a valid employment authorization card, a CA driver's license, work for a US company, and pay taxes. However, I am unable to get federal financial aid because I am neither a US citizen or a Permanent Resident. I am really struggling with paying tuition, so I am wondering if there is ANY way I can start the legalization process at this point. Med school is expensive, and without aid, I don't think I'll be able to go. Any advice? Just to clear things up, I came here LEGALLY with my family when I was a child. My social security number and driver's license, along with my employment card, are ALL VALID and not FRAUDS or STOLEN. I get very good grades and go to a very good school (UCLA). I did NOT ask to be here illegally -- my dad messed up with the papers while he was trying to adjust our status and somehow my siblings and I got stuck in this situation. I am not much different than the other students in my classes. Most of them were just lucky enough to have been born here. For the past 2 years, I've been borrowing from my friends to pay my tuition and paying them back as soon as I earn enough. I know the DREAM act would solve all my problems, but there's no way of knowing when and if it will be passed. I don't expect the government to give me a free ride (although I definitely qualify for it). All I am asking for is any way to start the legalization process with my status if I am already 21. and for those wondering, YES I DO PAY TAXES and have been for the 4 years I've had jobs. Please don't give me the "why should I pay for criminals" crap because I'm paying taxes too. I've been here for 13 years and basically grew up in the US and just recently became out of status. I know it's my dad's fault for not taking care of adjusting our status, but if you know of any way at all that I can petition for a visa MYSELF, I would really really appreciate it. I have thought about just dropping out of college because it's getting very expensive without any aid at all, but I am very diligent and determined to succeed.

Is Free Application for Financial Student Aid worth it? I want to get financial aid for next fall, but I don't want to have to pay back loans. Do you recommend financial aid or will it put you in debt for the rest of your life. Sorry, Free Application for Federal Student Aid

How can a student receive financial aid if his or her parents are illegal but he or she is a citizen? He or she is a citizen but their parents are illegal so they can give any income tax, how can they receive financial aid? Please no hate comments or ignorant comments because this is a shame that a smart student may not be able to get financial aid cuz their parents are illegal.

How can a student receive financial aid if his or her parents are illegal ? He or she is a citizen but their parents are illegal so they can give any income tax, how can they receive financial aid? Please no hate comments or ignorant comments because this is a shame that a smart student may not be able to get financial aid cuz their parents are illegal.

Can you pay back student financial aid early? Hi! I want to know if you're allowed to pay financial aid for college early, before ever graduating. Please let me know, thanks!

How can a high school student get financial aid to live alone? I am a high school student who was just forced to move across the country. I want to move back for my senior year. I think there's a way to get financial aid from the government for renting an apartment if you keep your grades up. Can anyone tell me how that works?

does a misdemeanor for drug paraphernalia cut my chances at student loans/ financial aid? Im in wisconsin, im 17, this is my first charge for a misdemeanor. Am i not going to be able to get as much/any financial aid or student loans?

can i still get student financial aid if i have a part time job? I'm a senior in high school, and some of my friends (and my sister) tell me that if i have a job, I can't get any financial aid (from FAFSA) in college. is this true?

Does being 24+ and claimed as a dependent affect student financial aid? I am 25 years old and my boyfriend claimed me as a dependent on his tax return because I did not work last year. Will this affect my college financial aid status? I assumed it would not because I am 24+ now and he did not receive the EIC for claiming me.

Student Financial Aid SUMMER at Two Colleges? I am going to be taking classes at two different colleges over the summer. One on campus and the other online. How do I go about handling my financial aid for this? Do I need to apply for loans from both schools or just one? I completed my FAFSA last year for the 2009-2010 school year--I assume this encompasses the summer semester as well? Any Ideas?

Can an independent student receive financial aid? If i were to decide to live on my own and were accepted into a University of California, as an "indepentant" student, would i qualify for financial aid? The thing is, I unsure of i should move out after high school, but i fear that it is too tough financially. Any help will do. Thanks!

If my wife and I get student financial aid, can we count that as income to buy a house? We are getting more than $35,000 in financial aid since we're independent by the FAFSA standards. Buying a house and paying the mortgage would be cheaper and better for us in the long run that paying rent somewhere. So, when filling out a mortgage application, would we include that as "income."

What can I do if I want to go back to school after messing up my student financial aid status? Life hit me really hard, death of my family, being assaulted, been homeless, and now trying to get my feet back up. The government was garnishing me left and right when I was employed. Its been real hard to find a job because my credit is really messed up even more with the student loans on it. I really want to go back to school and finish my last year of college. Any suggestions?

How was your search for student financial aid? Are colleges giving you any breaks this year, waiving fees? It would help if you could identify yourself. I am mostly, but not exclusively interested in hearing from parents/students in New York tri-state area, including NJ. Would like to contact you directly also.

Non traditional and traditional student financial aid? Right now, I just started school this past semester. My daughter will be starting in the fall of 2010. Since we are both in college, will our financial aid be bigger?

If women were denied federal student financial aid, federal employment or obtaining US citizenship? Because they did not register for a certain program after their 18th birthday and knew that men didn't have to sign up for this registration, how would women feel?

Since there is Federal and State student financial aid, do you fill out one form or 2 forms? I just can't quite remember. So, do you fill out one FAFSA form for state and another for federal?

Can someone suggest some articles or give me information on the student financial aid situation? i heard that its being cut drastically and i would like more information on it for my essay. im researching it myself, but i would like good works cited page.

My relative married an illegal alien but need student financial aid.? She married an illegal alien and she is also in school. So when she filled out her paperwork this year she checked the married box. The financial aid people want to see her husbands 2008 tax returns. He doesn't have any he's an illegal alien. Anyhow because she can't prove he didn't work she can't qualify for financial aid. How can she fix this?

What is a Federal pell Grant? What is Student Financial aid? I was thinking of applying for a pell grant to go to school and take some classes, I was wondering what a Federal Pell grant is and What is Student Financial Aid? Do u have to pay those back? How do they work? Please Respond soon

Can I still receive Financial Aid from school and student loans if I get a judgement on my credit? I get financial aid and student loans every year for my college education. I recently received a letter saying that if i dont settle my credit card debt, they will put a judgement against me. And they said it will affect my financial aid and student loans..i wanna know if thats true. Will it really effect financial aid, student loans and grants? the debt is about 1500.

Cashing a Student financial aid check with no bank account with no id? I just receive my refund check from my school but i dont have a bank account. The check is a wacovia check. Can i cash it at wacovia with no state id or license. can i use my passport and a school id to cash it?

Need help understanding 'State Student Financial Aid'? I'm working on the FAFSA form, and it says something about State Student Financial Aid deadlines, but I don't really know much about it. When you submit your FAFSA form, does it automatically go toward the state aid or is there something else I have to do for that? Any help is very much appreciated!

Can i get Federal financial aid/student loan if my only semester I had unofficial withdraw? I was attending college fall of 04. I started having alot of problems with my son and his mom at daycare. I stopped going and was not smart enough to withdrawl so i got all F's. I'ts been 4 years now and i'm totally focused(have my situation under control now)and i want to go back to school. There is really no way i can go back without the financial aid/student loan. What are my chances of returning and getting financial help

Can someone please explain how financial aid and student loans work? I have no idea what I'm doing, I'm trying to get into a university. I recently withdrew from a local technical program due to the lack of competence of one of the instructors. When I first started at the Technical School I had little knowledge about financial aid and student loans, this time I want to be fully prepared. Can someone explain to me how financial aid and student loans work? I have filled out a fafsa, and have to change my school code for the new school I'll be attending. Also, what else should I be doing to get more money for my education?

How do I cancel my financial aid and student loans? I'm supposed to start University of Phoenix on the 29th. I've read horrible things and I want to leave before I incur any debts. How should i go about telling them I don't want to start classes and cancel my financial aid and student loans and grants with Sallie Mae? Thanks!

Is it possible to cancel financial aid a student loans? How do I cancel my financial aid and student loan if I want to switch schools and start school at a later day? Also will I still be responsible for any payments?

How much funding is budgeted by the U.S. Government for Student Financial Aid in the Department of Education? How much is spent on direct grant in aid? work study? loans? Please cite sources.

Financial Aid Professionals: What is the best way to re-structure the Office of Student Financial Aid? Four-year university of around 13,000 students. Currently OSFA has 30 employees. I need ideas for an organizational chart, workflow, etc. What works for your school?? Oh, yeah. We just switched from SIS to Banner operating system. I'm looking for some experienced advice. Thanks!!! We have thirty employees, but that includes four grad assistants, several student workers and all of our Student Employment Staff including student payroll. But kudos to all of the schools who process more students with less staff. This is why we need to restructure.

How do I start a truck driver training school, Get a Govt.grant to start it up, and get student financial aid? I'm not wanting to GO to a truck driving school! I want to OPEN a truck Driver Training School. And I'd like to get a gov't grant to do it. And get set up so the students can get grants and loans to go to my school.

How to apply for college in different state and get financial aid or student loan? I'm 21 years old and a permanent resident in New York, want to apply for college in Texas, California, Georgia, or other states have warm weather. Can you tell me step by step how to get financial aid or student loan to live in that state and go to college?

Can I get a financial aid or student loan for English Second Language Course? I'm a new immigrant. I need to improve my English. But I have got good credit score. Can I get any financial aid or student loan for English Course? (ESL) I will go to Suffolk Community College English Second Language Course.

Where can I get financial aid if I am an international student in america? I am from another country and I attend undergraduate school in america, I am in search of financial aid, grants, student loans and other forms of assistance to help pay for my studies.

What should I do with my financial aid student loan refund check? What should I spend it on? It will be after school starts, & I will already have all my books & everything. I think I might get about $8,000 or less back, & I really need the money, but I don't know what to use it for. I would like to buy a used car for transportation to & from school, but someone told me I couldn't use it for that. The bus transportation system SUCKS here in Denton, TX! It's very ridiculous. It takes me 2 1/2 hrs. to get some place by bus that takes 5-10 minutes by car. Or do you think it would be easier if I take a cab every day? I estimated that would be like $320/month. I don't know...but the bus would be free, but it's dangerous to be taking the bus during dusk before 6 PM in order to get to a required 8 AM class. But @ the same time, you can't rely on a taxi to be there when you want it to. So I guess I'm better off with a car. Financial Aid doesn't ask you what you did with your money anyway. What else should I do with any leftover money?

How do student loans affect financial aid? This year (freshman) all of my tuition is getting payed by government financial aid. However, I need money for other things like housing and credit cards. Will a student loan affect next year's financial aid even if all of the money were spent? What kind of student loan would be better to get, private or federal?

Question about college financial aid for student living on own due to special circumstances? If a 20 yr. old college student is already receiving financial aid for college tuition, but is now going to be living on their own due to abusive home life, are they eligible for any additional aid for living expenses? They are full-time student, working part-time. Thanks!

Besides Financial Aid and Student Loans, any good Scholarship advice? I want to know of any good places online or companies that provide Scholarships for students. I have applied for Financial Aid and plan to apply for a Student Loan next week when Spring semester begins. I'd like to get some information on Scholarships as well. No idea how it works and a lot of stuff online don't really make a whole lot of sense. (You have to be Jewish or a Minority or something on most of them that I found) Thanks.

Financial Aid or Needy-Based Scholarship for International Junior Transfer Student? I'm going to be a future junior transfer student to the USA in 2011. I just want to know if universities give scholarships/financial aid to students like me. If so a list will help me greatly. Im hoping to go into a well-known for its engineering faculty.

Do I have to pay back financial aid or student loans? I have like enrolled into a school a week ago (sullivan and cogliano) which is like a training and job placement program but I never went because I am no longer interested in the program, so I would like to know would I have to pay back any financial aid or student loans if I never started school.

Question about Student Financial Aid Process? I have applied for Student Financial Aid and although, I have been initially rejected... I have appealed to the Finanical Aid Officer and have been told my case is a "slam dunk." Given this, I am assuming.. (praying actually) that I will be getting money for college. I need to be a full time student if this does go through, thus leaving me with little time to work... which is fine, school is more important for me at this point. My cost of attendence is $9,672. which should cover me as a full time student for the whole spring/fall 07 semesters. My question is: Is that how much money I will be actually getting? Is it in one lump sum? How fast does it go through? I am only asking because the Registrar of the college called me tonight and told me to register, to make sure I get my classes before it's filled but how can I with no funds. :-( Edit: My estimated cost of attendence is $9,762. <-- the college came up with that quote not me! Also, if you owe money like to credit card companies... can this affect your financial aid?

Can I get student loans and financial aid during my bankruptcy? I am filing my bankruptcy soon, and i know it'll take quite awhile for it to be discharged, in the meantine and possibly before that I want to start school and apply for financial aid and a student loan, will I still be able to even though I have a bankruptcy in progress? and if not, what if I apply for everything now, before I file, but then would filing while recieving aid effect anything? would I not be able to get aid after that? or would it affect any loans or grants I would be recieving at the time?

Can I get student loans or Financial Aid for Carribean Medical school? I am planning to Attend a Carribean Medical School.,The school probably knows about the financial Aid but can someone tell me where to find out about some student loans, and / or Financial Aid?

What is the cut off salary for a student to recieve financial aid? Like would a student be denied of financial aid if his parent makes 70k a year? What is the limit? I'm in NY btw.

Where can a non-resident student get financial aid for college in California? My boyfriend just started college and since he was born in Mexico, unfortunately doesn't qualify for financial aid. He was approved to have his tuition reduced to the $26 per unit fee but it makes it hard to take multiple classes in one semester. If you know about ANY type of aid: scholarships, grants, etc, please let me know. By the way, he's attending Goldenwest College. Thank you.

Is it possible to get a student loan and financial aid? Also i only have 5,000 in my bank and the college i want to go to is 10,000 tutition.. And its a 4 year school.. So could i get a student loan and financial aid to cover the cost? or do i need to look for a cheaper school because they wont help me =[ ?

How can an international student get financial aid? I am an international student but i dont have enough money to pay for the university of my choice how would an international student get a scholarship or any sort of financial aid for college?

How may one be approved for a student loan without financial aid? I'm currently a student who just failed her classes which means I'll be receiving no financial aid this spring semester. I was just wondering if there were any loans I could apply for in order to receive aid in paying for my classes?

Helicopter student with financial aid problems? I was wondering if anyone knew of a flight school that would train you as a pilot for free as long as you maybe signed a contract to work with them upon completion of the program? I'm training to be a helicopter pilot, and love flying, but due to problems with my student loan company, I'm faced with having to quit. I don't want to!! But don't know what else I can really do, so I'm hoping that there is another option somewhere. I'll go anywhere, heck I already moved from Buffalo, NY to Van Nuys, CA in order to pursue this. I have a very supportive husband and family, that want to help me, but none of us is in a financial situation to just pay for 80,000.00 of flight training and due to all this loan crap(the loan company has been anything BUT understanding and helpful), I'd rather not have to go through this loan business again. Any suggestions? Please help!

What publications do student financial aid directors read?

Does student loans or financial aid give you enough to survive college on.? I'm a good student and I want to go to college but my family cannot afford it. I'm planning on being in college for many years, my goal is a Master's degree at the least. So would a loan or Financial aid be able to hold me that long or possibly for a higher degree? Would I have enough left over to live on?

what is a good place to go for student loans/financial aid? i'm currently taking a 6 hour class. i need financial aid to help out with living expenses, tutition, and my car note. i live in georgia. how much do you usually get?

Need help with Financial Aid paying my rent while I'm a student.? The college I'll be attending (Western Career College) tells me that I can't get Financial Aide to pay my apartment rent while I'm a student. But I hear quite often about students getting Financial Aid for housing. I'll be pursuing an education for Dental Assistant and then Dental Hygenist. If anyone can give me any tips, that would be great. Thank you.

I am a full time student and financial aid did not give me enough funds.? I am a fulltime student for pharmacy and financial aid did not give me enough funds for school. I was also turned down by Key loan because of a credit rating from a nagative report from sears whom I have paid in full. I need to borrow $3800.00 so that I can have enough funds for the semester. Key loans said to try back in 6months and make sure that everything is cleared and they might give me a loan then. What am I to do right now? Is there anyone that will sponsor a 25 year old college student to help me stay in school? I owed sears $282.00 and I was making payments but not the amount they were asking all the time. I live on campus , my studies are very intense at this point which prevents me from working right now. Is there an organization or private company that will help me ? I go back to school in a few weeks. It is not easy trying to become a pharmacist. I am trying to get into pharmacy school.

please advice me on financial aid and student loans as i m 17 yrs old? my parents left me and i live with my sister . she supports me financially as i just make $700 per month. can i get student loan or financial aid so i can go to college if she co signs? please help me with this question.

Do I need to File if my income was only financial aid and student loans? I am a student at a CC in my city and i have gotten two checks from financial aid in the year 08 and one student loan check in 08 as well do i need to go in and file for my taxes?

Where can I apply for student financial aid for college? This could be online or by other means, and not a scam. this should be for United States students

what form of financial aid could an international student apply to? I want to know could an international student apply for financial aids? If yes, generally what kind of forms do I need to fill out? If no, what are the other ways that will help me to pay off my tuition? (except loans and parental payments) thank you.

Will a student financial aid audit lead to a IRS audit? What all are they looking for?

if your unable to pay your debts for student financial aid, will the person who sponsor need to pay the debts? if somebody applies for student financial aid and the university requires a sponsor in which he could show a good amount of money that he is able to support the student as long he/she is studying in USA, and if in any case after that student graduates and is not able to pay his debts, is there any possibility that the debts would be collected from the sponsor?

What are charges for committing fraud with government loans and student financial aid? Need help for a school paper

Pay taxes on student financial aid? I live with my sister while I'm going to college. My only source of income...or my only source of money...is from financial aid which of course goes towards tuition, books, etc. Do I need to file that in taxes/pay taxes on it? My brother-in-law says I don't have to (he knows a lot about taxes), I just want to make sure to be safe.

if i live in NY can i get student financial aid by attending U. Phoenix online? ? they dont have any campuses in NY but would i still be eligible for any financial aid nys would give out if i just took online courses?