Houston Business University

Payday loans? I took out 5 online payday loans, and two stores front...I can't afford to pay them.My hours at work have been cutted to 30 hours per week and I make only 7.00 per hour. Wonder if anyone could help me, how about going to some kind of debt settlments program.Please answer soon.Thank you so kindly .Kandy

payday loans? I have some payday loans . i have learned my lesson but i can not seem to pay them off i dod not want to go thru a debit company what should i do ? I owe a bunch and i am getting behind can anyone suggest any thing serious replies only

Payday Loans? Does anyone know of any payday loans companies that gives loans and will extend them for about 4 biweekly payperiods. I got one last year from this company and had no problem paying them back along with the interest but have misplace the documents. I have been trying every where on the internet none of the companies that I see seem to ring a bell.

Payday LOans? I stopped payment on a payday loan check that i have been paying and reborrowing for 2 yrs and recently i was downsized at my job and could not keep doing it. Will I go to jail for this

How can I make PayDay Loans illegal in my state? I know payday loans are illegal in 15 states, but how did they become illegal? Where can I find copies of the legislation bills that banned payday loans? What are the steps I have to go through to make payday loans illegal in my state? Thank you. Your help is greatly appreciated.

Do all internet payday loans require you to have direct deposit? I know payday loans aren't a good way to go but my credit isn't that good & I only need $200. So I dont want to take out a huge loan from a big company. I have a checking account-but my job doesnt offer direct deposit. So I just get a paper check every 2 weeks.

How to get a real loan to pay off payday loans? These payday loans are causing us to not be able to pay our everyday bills such as power, water, rent, car payment, etc. They are taking the fees/payment out of our checking account every week. We filed for bankruptcy over 5 years ago. These payday loans keep getting us further and further in debt. What can we do?

Are there any payday loans or emergency loan companies that will help people in the Military Reserves? We are desperately waiting for a re-enlistment bonus we are expecting but in the meantime need a quick loan to get us by for somethings that have come up. Payday loans dont seem to help those in the military anymore and I know payday loans are not a good idea but we also know we will only use this until the bonus comes thru . Anyone know where we can get a quick guaranteed loan for personnel in the reserves?

What is the quickest way to payoff payday loans? Other than not taking them out in the first place, what can I do to pay off some payday loans that I did when we hit a money slump...We are slowly getting back on tract otherwise (budgeting mortgage payments weekly, working with debt consolidation) but now these are hanging over our heads!

Who provides loans to people with bad credit and not a payday loan? How can I get out of debt quickly? I want to consolidate my payday loans and pay them off, but the only way to do that is if I can get a lump sum loan. Who offers lump sum loans to people with bad credit

Why are payday loans illegal in some states? Payday loans are still legal in the state I'm in, but I know that some states make the practices of payday loan companies illegal. I don't know how payday loans work. I also haven't ever gotten a loan from a payday loan company. How do payday loans work and why are they illegal in some states? Why are they legal in some states? Thank you. I just want to know a little more about things like these.

How can I find out if I have outstanding payday loans? I know that I have gotten some online payday loans and didn't pay them all off because of some personal problems that were going on at that time, but I would like to pay them off now, but I don't remember who they were. Is there a way that I can find out if I have outstanding online payday loans?

How to get help with South Carolina payday loans? I have 3 payday loans in South Carolina, but I don't have the money to pay them back right now due to bills. Do they offer payment plans to customers with debt problems? Will they put me in jail or take me to court? Or will this just go on my credit report?

If you have several payday loans and you close your account can't they send a attorney to bring you to court I have several payday loans. Its not that I don't want to pay them, but I am getting behind on my other bills I want to know if there is someone or someplace I can go to so that I can consolidate these into one bill and cut down on the interest. They were there when I needed them I just want a easy solution and not a broke one.

How to get help with Payday Loans Las Vegas? I have payday loans, but I don't have the money to pay them back due to recession. Is there any payment plans for customers? Will they put me in jail or take me to court? Or will this just go on my credit report?

Can you get a consolidated loan to pay off some payday loans? I owe 8 payday loan companies and have bad credit. Would companies be able to still get me a consolidated loan to payoff the payday loans?

I have too many simultaneus payday loans. How can I get out? I have too many simultaneous payday loans out right now, and I don't know if my credit is good enough to get another loan to pay them off. Does anyone know of a debt consolidation/loan program that could help me get out of this debt?

If you get stuck paying back payday loans is there something you can do? I have three payday loans and are all due at the same time. I know it was dumb of me, but I want to know if there is a way of getting help or what do you guys suggest I do?

Is it against the law to have more than two payday loans? I have two payday loans with two different loan offices. Is this against the law? And can I place a payday loan on my bill consolidation plan?

I have gotten into trouble with payday loans. How can I consolidate them? I currently have 5 payday loans and I can't continue to pay the fees every onther week. I can afford about $150 every payday to pay back a loan if I could find a place that will help me pay them off.

If I consolidate my payday loans will it affect my credit? I'm in over my head in payday loans and Yes! I do know it's a bad thing, problem is I need help and am looking to consolidate my bills and roll them into it. I know the bills on my credit will affect my credit, but will my payday loans show up? Do you recommend any companies?

Does anyone know what the laws on payday loans in Utah are? What are the consumers rights? I recently went back to school and got some payday loans to help buy books and things now I am in a pickle and am wondering if I have any rights as the consumer...HELP

How can a find a loan, not payday loans with umm fair credit with a co-signer? I have been searching for a loan. Either they want you to pay a fee to find a loan which I think is a scam. Then there are payday loans which I an up to my chitty chin chin in. I just want a smal loan to consolidate my bills right now. I have a co-signer. my credit is ok, not great but ok

Is there a consolidation loan to pay off payday loans? I made a huge mistake in using payday loans to help pay bills during a rough time. Now I can't get from under them and it's hard to pay on my regular bills. My credit is 495 therefore it has been hard to get a loan. Is there help for me? Once i can get these loans paid I can make the monthly pay'ts.

Is it possible to do Debt Consolidation on payday loans while in a consumer proposal? I'm currently in a consumer proposal with a remaining balance of $7000, I recently got my self cought up in 4 payday loans worth $2000 and i'm stuck in the payday cycle. My question is, is it possible to get a debt consolidation done on these payday loans while in my proposal. I can not get a loan anywhere because of the consumer proposal. Thanks

What happens if you don't pay on one of those payday loans? My mom got 3 payday loans to pay for car repairs now she pays 1000 a month just to those 3 and cannot afford any of her other bills. She is on somewhat of a fixed income and I need to help her to stop her from working to death. I have told her just to stop paying them and let them take you to court? Is this good advice?

I want to see if I can get a loan from Prosper to pay off my Payday loans. Is Prosper OK? I am caught in a Payday loan nightmare. My credit will not allow me to get a personal loan. I was reading about Prosper, person-to-person loan, hoping and praying that someone would help me get out of this pit called Payday loans.

Can payday loans be helpful with redundancy? I have a few payday loans out at the moment which are due to be paid at the end pf the month. However i was made redundant last month and really going to struggle to pay them this month and was wondering if they would help me with this or if there were any good debt companys that could help me ?

How to get help with Payday Loans for gambling? i have to win back all of my money, where i can get payday loans? i will be dead, if i can't win back my money, so please.. How to get help with Payday Loans for gambling?

Is there a type of debt consolidation for payday loans? I've met with a lawyer to start to file for bankruptcy. The two main components of my debt are a car repo, which for some reason I still owe around $6000, and some payday loans, which I owe around $3000. I'm trying to find a way around bankruptcy, if any, does anyone have any ideas?

I need help getting out of payday loans? I got myself into a big mess with payday loans. I am falling behind on my other bills due to this. Anybody no of anyway to get help out of this type of situation?

Is it true I can transfer my payday loans to a personal loan I have with a finance company? The interest on the payday loans is really high.

Does anyone know of any payday loans that deposit fund s in a metabank account? Does anyone know of any payday loans that deposit fund s in a metabank account? I have a Metabank Account. Which is a AccountNow account. I need to take out a Personal Loan or Payday loan. But i I need a lender who deals with prepaid account even though i have my payroll check direct deposit in to this account. Can someone help me..

Where do I need to go to find help with consolidating payday loans? I have taken out too many payday loans and now I am having problems paying them all back and paying my bills at the same time. I am now late on most of my bill because of the payday loans.....please help!!!

How do you get out of the cycle of payday loans? I got behind on some bills, and was helping my daughter out financially, now I am stuck in the payday loan cycle...I have terrible credit so it was one of my only options, I keep having to get another "loan" to pay on the "loans" I have! HELP!!!!!!

If I let my payday loans go bad will they stop charging interest? I have several payday loans if I have the bank return the items and I pay them off one by one in the month of june does anyone out their know if they stop charging the rollover fee

How can I consolidate my PAYDAY LOANS? I have horrible credit and had a few emergencies lately (real ones)! I have a repo, my car broke down, 10 payday loans all coming due the same dates......i need help. Where can I consolidate junk loans like these and pay them off all at once. I need alender or something that can give me a loan to pay thema n and get a small car! any help?

What is the best way to dig myself out from under high interest payday loans? I got a high interest payday loan a while back. The weekly payments on that loan reduced my weekly available funds, causing me to need another loan in order to pay my bills. This hole has since gotten much deeper. How do I get out from under this debt? I would like to avoid bankruptcy if possible.

Will filing bankrupcy elimate payday loans? I know it elimates most debt (besides student loans) and it stops garnishments. But does anyone know if it can stop payday loans? I got myself into a bit of a bind with those damned things.

Do payday loans show up on your credit report? I was stupid and took out a payday loan. I know they charge outrageous interest and take forever to pay off. I know now to never use them again. I am in good status with them and have paid it off. Now, I am trying to obtain a personal loan. I'm worried that I'll be rejected if they see this on my credit report. Do payday loans show up on your credit report? Any expert advice out there? Thanks!

How many payday loans can I have out. Does it matter state by state? Refrences? I went into a payday loan store and I already have 2 loans out. I told him I had none. He said that he is on some state system and that I am only allowed to have 2 loans out? how come so may other people on yahoo answers are talking about having 5 and 10 loans out at a time. How do I do that. I need money for a business loan. nevermind. it's just in the U.S.

How do I pay off these payday loans while still leaving me enough money to pay for all of my other expenses? I got sick and called off work for about a week and turned to payday loans to cover what days I have missed. I received $700 from three lenders, this means with finance charges, I owe about $1000 back to these lenders. I cant afford to pay them back. I knew getting payday advances was not a good idea but I needed the cash at the time. My credit is not in the best standing, is there any way to consolidate this debt to make it more reasonable than to pay the interest rates they provide?

Can you be prosecuted for check fraud for payday loans in Louisiana? I took out a payday loan via the internet last year and received a call from an attorney stating that I will be prosecuted for check fraud if I don't come up with $850 by tommorrow. I live in Louisiana.

Are there payday loans for someone who is self-employed? I am technically self-employed, although I do still work for a company and get a bi-weekly paycheck. My situation is different than most (I am online cam model for an adult website). Please do NOT judge me or think of me less because I don't have a "proper" job. We all need to make money some way or another. All I need is to know if there is an online payday loan company that will give loans to someone, with my type of job?

Are those payday cash advance loans a fraud? You know those ads for payday cash advance, "get fast payday loan" where they say they will put funds in you bank acct by the next day - are those trustable??? Or can it get you in trouble. Any info would be appreciated. what abt if I just need a small amt of like $300 which i can pay back next month?

How bad is it if you dont repay payday loans? Lets just say I get a few payday loans ..and I dont repay them because I lost my job or something what will happen?

Can I Legally Close My Bank Account If I Have Payday Loans Through The Account? I have two payday loans, and I can not seem to get out of them. The refinance fees are taking all of my paycheck every time I get paid. If I closed my bank account, can I be punished by law? I plan to pay them each every month until I can pay them off. But as it stands, I just can't afford to pay them. Please help! Any advice will help...

In big time financial trouble with payday loans and car payment? I lost all my overtime at my place of work, I am used to having $1200 every two weeks but now that all the overtime has been cut I only make $650 every two weeks, have a $500 a month car payment plus am in the payday loan places about $1500 I can't pay the minimum on the payday loan places and since I am in alot of trouble now, I can't afford to have the payday loan places running checks through my bank account then I am seriously out of money to the point where i can't pay rent and also won't be able to pay the car payment either on $650 every two weeks.

has anyone been sued for defaulting on payday loans in texas? Due to economic hardships I defaulted on several payday loans about a year and a half ago. I've recently received phone calls that the collector is saying he is from a law firm and that they are going to take legal action against me. I know they can, but what are the chances that these are empty threats and if they do take legal action what is the worst that could happen?

Are the payday loans I take out (w/out a credit check) available to other possible lenders on my credit report? If I took out a payday loans and then took out a loan from bank of America, would bank of America know that I have an outstanding debt with the payday lenders.

The lender wants bank statements: Are we screwed if we have payday loans on our bank statements? We bring in 85K a year, been on the job for 5 years and up, stable empoyment, 401Ks, IRAs....but we were pretty stupid with spending the last few months, although all bills were paid (rent, car note, insurance) we used payday loans to cover entertainment expenses like a couple idiots. So, will the lender say screw off when they see those on our statements? Based on our credit and income, they already said they can approve us, but they require these statements and i'm scared.

what do i do with these payday loans? I took out some payday loans to help my mother and daughter. Now I am in a bind because they don't have the money to pay me when they are due. I have been paying a lot of interest, I can't afford it anymore. If i cancel the checks at my bank, and just pay them out in a few weeks,can they do anything to me? Or what can they do to me?

I need help on how to resolve a problem with payday loans? about five years ago i was in a bad situation. I took out about 5 different payday loans and couldn't pay them them back. Now they all came back and are biting me in the a**. What should i do.

Im stuck in payday loans and have no way out . I reside pay day to payday as it is .? I I have taken 4 paydays loans out and im unable to pay them off . They call my job and harress me everyday . I do not have any cash to pay them off . They keep reminding me that i have sign a legal binding document can someone please give me some tip on how to handle this situation.

I have gotten into trouble with payday loans. How can I consolidate them? I currently have 5 payday loans and I can't continue to pay the fees every onther week. I can afford about $150 every payday to pay back a loan if I could find a place that will help me pay them off.

I have defaulted on my payday loans, how do I get out of this mess? I'm overdrawn at my bank because of the checks that I wrote to the payday loan places.

what are the laws on payday loans and what is teletrack? whats the worst that can happen if you dont or cant pay your payday loan?

What happens if i cant pay my payday loans back? i got into a situation where i needed money really bad. so i pulled several payday loans. Now i cant pay them back the fees are killing me to were i can't pay my other bills what do i do they wont negotiate they just want there money or fees i keep thinking i will close my account then contact them after that and try to work out something. What can happen to me if i default on a loan please Only helpful answers i already feel bad enough

Who gives the best amount for payday loans? I need around 1500 from a payday lender. Can't get a loan through conventional means due to credit. I have been offered many payday loans of smaller amounts but I would rather not do that since fees are all so high. Obviously, many loans would equal a much higher repayment on that 1500. Does anyone know of a payday lender who will loan that much first time out?

Who gives the highest amount for payday loans? I need around 1500 from a payday lender. Can't get a loan through conventional means due to credit. I have been offered many payday loans of smaller amounts but I would rather not do that since fees are all so high. Obviously, many loans would equal a much higher repayment on that 1500. Does anyone know of a payday lender who will loan that much first time out?

What happens when you default on payday loans? I am in a cycle of payday loans which leaves me with almost nothing to live on. Am considering defalt next month and will try to work out a repayment schedule. What kind of response can I expect from those companies? Has anyone had experience in this area?

How to get help from South Carolina payday loans? I need payday loans, but i have a bad credit. Is it possible? Do they offer payment plans to customers with debt problems?

Are there any payday loans or emergency loan companies that will help me? We are desperately waiting for a bonus we are expecting but in the meantime need a quick loan to get us by for somethings that have come up. I know payday loans are not a good idea but we also know we will only use this until the bonus comes thru . Anyone know where we can get a quick guaranteed loan ?

What is the quickest way to get payday loans? what can I do to get some payday loans , we hit a money slump...We are slowly getting back on tract otherwise (budgeting mortgage payments weekly, working with debt consolidation).

How do I get out of the mess I am in from so many bills, i need payday loans? I found myself in a financial need because of many things and need payday loans. I don't know how to get out of this mess except from payday loans. Help!

How do I get out of the mess I am in from so many payday loans the internet allowed me to get into? I found myself in a financial need because of many things and took out way to many payday loans to try and fix my financial problems now I don't know how to get out of this mess. Help!

What is the quickest trick to get payday loans? what can I do to get some payday loans , we hit a money slump...We are slowly getting back on tract otherwise (budgeting mortgage payments weekly, working with debt consolidation).

Are those payday cash advance loans a fraud? You know those ads for payday cash advance, "get fast payday loan" where they say they will put funds in you bank acct by the next day - are those trustable??? Or can it get you in trouble. Any info would be appreciated.

How do you get out of the cycle of bills? Payday loans? I got behind on some bills, and was helping my daughter out financially, now I am stuck in my own bills...I have terrible credit so payday loans is one of my only options, HELP!!!!!!

How many payday loans can I have out. Does it matter state by state? Refrences? I went into a payday loan store and I already have 2 loans out. I told him I had none. He said that he is on some state system and that I am only allowed to have 2 loans out? how come so may other people on yahoo answers are talking about having 5 and 10 loans out at a time. How do I do that. I need money for a business loan.

In big time financial trouble with car payment? Should i get payday loans? I lost all my overtime at my place of work, I am used to having $1200 every two weeks but now that all the overtime has been cut I only make $650 every two weeks, have a $500 a month car payment. Should i get payday loans?

How to get a real loan to pay off payday loans? These payday loans are causing us to not be able to pay our everyday bills such as power, water, rent, car payment, etc. They are taking the fees/payment out of our checking account every week. We filed for bankruptcy over 5 years ago. These payday loans keep getting us further and further in debt. What can we do?

Who gives the highest amount for payday loans? I need around 1500 from a payday lender. Can't get a loan through conventional means due to credit. I have been offered many payday loans of smaller amounts but I would rather not do that since fees are all so high. Obviously, many loans would equal a much higher repayment on that 1500. Does anyone know of a payday lender who will loan that much first time out?

What happens when you default on payday loans? I am in a cycle of payday loans which leaves me with almost nothing to live on. Am considering defalt next month and will try to work out a repayment schedule. What kind of response can I expect from those companies? Has anyone had experience in this area?

I want to see if I can get a loan from Prosper to pay off my Payday loans. Is Prosper OK? I am caught in a Payday loan nightmare. My credit will not allow me to get a personal loan. I was reading about Prosper, person-to-person loan, hoping and praying that someone would help me get out of this pit called Payday loans.

I find myself in very bad debt I went to different payday loans thinking I could get other bills paid no luck? How in gods name can i pay my bills and resolve my payday loans before I loose my home and my family ? Maybe I should just end my life and make things easier.

I was wandering if anybody knows where to get help with paying off payday loans? I just keep getting in deeper? I am in so deep with payday loans and I cant seem to get them paid off,just keep borrowing to pay another one off.I was wandering if there is someone who knows how to get out of this.I am so broke and Christmas is just around the corner,but it takes all my wages to just make the refinance charges so I never get anywhere.I was just wandering if there is help for this.

how do i break free of payday loans? I have 5 payday loans each of which is $300. That's $1,500 total! I can't afford to pay one off at a time because then I wouldn't have enough to make my car payment or other bills I have. What can I do?

Payday loans right before Chapter 7 Bankruptcy filing? I got two payday loans right before filing chapter 7 bankruptcy to help with the court chapter 7 filing fee. I filed Pro Se. The loans both totaled $500 dollars . Do I have to repay (or reaffirm )them since they were less than the $750.00? .Also taking the loans less than the 70 days of filing the bankruptcy . I did not know this before I filed . Only after doing research did I discover this.

How many of you have used online payday loans? I ran across this website http://greenbaypaydayloanscashadvance.com and was wondering if anyone has used online payday loan sites? Have you found them to be reliable and just as good as some place in your town?

Where can I find Payday Loans that accept AccountNow Visa? I need to get a Payday Loan ASAP to help pay part of my rent, since I don't get paid for two weeks and got towed over the weekend. Where can I find a decent option for my situation. I'd rather not have to use my bank account if at all possible.

Are There Any PayDay Cash Loans That You can get Via The Net? I need $200 right now ( just $200!), but I don't have it in my bank account. I would like to get a payday loan, but I keep running into these fake ones on the net. they say they will approve you, but all they do is direct you to these other sites who then direct you to other sites. I think they just phish for e-mails so they can spam the hell out of you. Is there a REAL site that will hook me up? Anyone know?

What is unsecured debt?Is it credit cards,home loans,car loans,medical bills,payday loans? What is unsecured debt besides credit cards?Does that include home loans,car loans,medical bills,payday loans?

I have about five payday loans and they are a ripoff. I keep getting another one to pay the existing one, help My payday loans are drowning me. I cannot get ahead. It is getting worse everyday. I have bad credit and cannot get a loan to pay them off. What should I do? If I could pay them off and make one small monthly payment I would be able to make it. Please help, any advise?

Does anyone know if the govt. changed the APR for payday loans in ohio? I have an emergecy and need to borrow money from a payday loan place (no other choice) but i was wondering if they had passed the law with the % that they are allowed to charge.