Personal Loans Knowledge Base
Personal Loans? I'm planning on moving soon due to a job change and I've been looking up personal loans to take out to cover the expenses until I get on my feet with my new job. I recently opened up a credit account, so I haven't had that long to build my credit to any substantial level. Does anyone have any advice on any personal loan no more than $10,000 that offers either a low APR or any agreeable deals? Many thanks- I appreciate it ladies & gents.
personal loans? I have a lot of debt from credit cards and personal loans. I would like to get a loan to pay off everything so that I will only have one payment. My credit is messed up because of all of the accounts that I have open. Any suggestions of what I should do?
Personal loans?? Does anyone who has experience with, or has taken out personal loans, have any tips or recommendations of where to apply? Currently, I do not have the greatest credit score and would like to get a loan that will have the lowest interest rate possible...and FAST!!
PERSONAL LOANS??????????? I am in search of a personal loan. Not a payday loan. A loan which I can pay back monthly over the next year or so. I have been looking online and they all seem to be payday loans. Does anyone know where I can go to apply for a personal loan? A legitimate personal loan. Thanks!
How to get more and more credit cards and personal loans with bigger credit limits? I am a trader of textiles,maintaining a good balance in my savings account and have a good credit history of more than one year. I am going to apply for a lot of credit cards as well as personal loans. What general precautions should be taken so that I may be able to get maximum number of credit cards and loans with good credit limits?
What's the deal with personal loans from companies like Discover? Over the past few years, I've received several offers from credit card companies, or companies like GE that are for personal consolidation loans. I have no experience with something like this, but it seems it would be easier than paying separate credit cards, etc. Can anyone tell me if these things have any hidden costs and if they are worth considering?
Who lends to Unsecured personal loans with bad credit? Unsecured personal loans with bad credit? Which company's lend to people with bad credit I went through a nasty divorce and now I need to rebuild my credit. I understand the interest will be a little higher and suggestions.
what are personal loans and how can i get one for 5 thousand dollars? Need info on personal loans or any other way i would be able to borrow 5 thousand dollars to get back on my feet financially. I currently have past due bills and rent, and need some way to be caught up. thanks for the great answers guys. im looking into using my car as collateral because its paid off, its just that my work is partime with a promotions company so if theres no events then theres basically no work.
Do you know what bank will give out personal loans without a hassle? Do you know what bank will give out personal loans without a hassle? My ex is in the process of loosing the house, but the good thing is that the bank is offering it to me for $15,000. I am a single parent struggling with my kids and need a home. I think this will work for us. The problem is that i can't find any bank that does loans for this amount. Either the loan is to small or they require to have a CD account. Please help!
Are their any reputable companies that offer personal loans for military veterans? My husband was looking for a personal loan (to pay off some bad debt quickly, before it ruins his score) but we can't find anyone who specializes in Military Veterans for personal loans. I know that Pioneer Military Loans offers good loans but those are for active duty or career retired and my husband did not retire (he instead was honorably discharged after 6 years service). We live in Washington State if you know of any here.
Can you take out multiple personal loans? Most personal loans are $25,000 at max. If you need $100,000 for let's say surgery, can you take out four loans from different companies or will the other lenders see you have more than one personal loan already out and deny your application? Serious and experienced answers only, please.
How do you know which personal loans are risky? I wanted to apply for a personal loan from a company I've never heard of but their offering me a personal loan guaranteed. What are some things I should look out for when dealing with these type of companies so I don't get taken for a ride?
How do personal loans work? I'm looking to get a personal loan but I'm not sure how they work. I have some credit I need to pay off and a birthday for my daughter. Anyone know anything about personal loans - what I would need and what not? I have to pay back to money either way, Its not that I wont have the money - I just want it (need it) now.
Do you lose money by consolidating personal loans? If you have three personal loans on a variable rate that have been taken out at different stages over the last few years and then apply for a new personal loan, also on a variable rate, to consolidate the payments do you lose money? My main concern is do you end up paying more money back to the bank in terms of interest? Any other pros and cons people can think of?
I bank with Chase and they do not offer personal loans. Where can I go to obtain a personal loan? Also, above what credit score do they usually consider you for a loan. We are looking to get a $5k personal loan. Thank you!! No one at the bank TOLD us they do not do personal loans...I just do not see any onformation about it on their site where they list all their services. Mortgages are NOT hard to get IF you have the appropriate credit score and make enough to affor the home you are purchasing. Moron!
Which is the best Philippine bank for personal loans? I am a private-sector employee and urgently need to apply for a personal loan. Can someone compare HSBC, Citifinancial, BDO and other Philippine banks side by side? Which one has the lowest rates? Which one has the fastest processing? Which one is the most consumer-friendly? Thanks.
bad credit personal loans with a cosginer? I need to borrow 15,000 unsecured personal loan. I have a credit score of 530, I have a cosigner who owns home, auto outright. Credit score is one of unique in these times it is over 700. What are my chances of getting the loan, and any suggestions on where I should apply.
Did personal loans look bad on your credit report? I have about $6,000 in credit card debt and was hoping to get a personal loan to take care of these so I only need to worry about paying back the loan. Was wondering if a loan looks bad on my credit report.
Are Personal Loans a Good idea to get out of debt? We have credit card bills, & medical bills are huge it's driving us crazy. Every month is a hassle to make a payment because we have to decide which bill is going to get paid. We can't pay them all at once by the due dates; we don't get paid enough!! I've been thinking of taking out a Personal Loan but I'm scared it wouldn't be a smart move. Any Advice?
Will the interest rate drop affect unsecured personal loans? I've read that the US interest rate has dropped significantly. I'm in the market for an unsecured personal loan, and have been offered 10.99% ($6000, 36 month). I have good credit, but I'm only 25 so my credit history is limited. Should I wait for banks to offer lower rates?
Personal Loans from Canada and International Border Tax? I have been offered a personal loan from a company that communicates to me from Toronto Canada, however, they say their home office is in New Hampshire. I can't find a listing for them in the states anywhere. First, they told me I had to pay for an insurance policy in case I defaulted. Now they are saying that I have to pay for an International Border tax. Does anyone know if that is legal or legitimate? Thank you.
Does anyone know of a reputable private individual or loan agent that offers unsecured personal loans? I've maxed out on payday loans and now I'm up to fees up to my eyeballs. My credit is so bad I don't qualify for the more popular peer to peer loan sites. I'm looking for someone who will does personal loans based on ability to pay and not credit score. It can be a small bank or it can be a private individual that offers loans. Lenders are welcome to contact me. I have a full time retail job and need a relatively small amount. Not looking to pay all my debts, just the most pressing ones.
Are there any companies who give personal loans to people w/bad credit? I want to get a small personal loan, not a payday advance to pay pff some credit cards. but because I had to file Bankruptcy 3 years ago, do not own a home and have fair credit I am having problems finding a legit company who will assist me. I am current on all my bills so credit is looking better than it used to but I want to pay them off and get a loan to do this. I also wan the loan for a few things I need to fin on my vehicle.
Are there any legitimate online personal loans? Everytime we look for online loans, we seem to get a full box of illegal lenders. We are not able to obtain loans via convententional means due to huge, huge credit issues. Yet, we are in immediate need of help. Please share any successful stories with me, if you have them!
What's going on with all these people using FREE email addresses offering personal low interest loans on here? I've read at least seven messages here on Yahoo Answers by people claiming to be financial professionals offering low interest private or personal loans to people with any type of credit. Coincidentally, these "professionals" are using FREE email addresses like yahoo or hotmail. I would think there would be a reputable business email address, website, contact phone number, etc, so that one can check with the BBB to confirm if these people are legitimate? Are these most likely scams? Anyone tried them?
I am looking to immigrate to the UK from the US. What happens to my personal loans and finances? I am looking to immigrate to the UK from the USA within the next year to pursue some career opportunities over there. I currently have a mountain of student loans, credit cards, car loans etc. here in the US. What happens when I make that move? Will I still be able to continue paying my loans here in the US without any problems? What potential financial issues might come up if I choose to make this career move?
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